Public Liability Insurance for Small Businesses
Public Liability Insurance for Small Businesses
Get public liability insurance for small businesses from publicliability.ie.
To learn more about public liability insurance and your specific needs as a small business then read on.
Public Liability Insurance
As a small business it can be assumed that there is a high footfall in your business whether you’re a small newsagents or a bespoke suit shop. If any of your customers were to fall or injure themselves while on your premises you could face a public liability claim.
As you can see from the graph above, the average award is above €20,000 in these cases which can be a fatal blow for a small business without insurance.
Even if you were not liable and it was completely not your fault. You may still incur high legal costs just to defend the claim. Your public liability insurance policy will cover the legal fees associated with defending the claim whether you are found liable or not.
As well as covering the legal costs, your public liability insurance will also cover any compensation that may be awarded should you be found liable.
The average award in these cases can vary based on geographic location as the graph above illustrates.